But at the same time he managed to reduce debt He played an active role in the reduction, not all on his own, he advised on the matter & we managed to vastly reduce the debt over last few years before Whyte At the same time smith was moaning they couldn't buy players because the bank was running the club Its fair to say that the bank/ Muir were running the club to a degree & there was no money because the bank wanted it back as much as possible, doesnt necessarily mean that they are the ones who reduced the outstanding all on their own. Im not trying to paint the guy as this Legend/ myth, just someone who would do a better job than the spivs we have now