Aye I can see your point there to be fair. All comes down to who you prefer!
For what it's worth though, I'm not a fan of Paddy Power -they have it spot on with their card though- I generally don't deposit more than £20 in at one time. You have to turnover your deposit once with 365 (so £40 in your sports account) before you can withdraw it.
For it's one downfall, it's worth it in so many ways. I used to hate waiting 3-4 days (especially when you are skint) to have access to your winnings. It's smashing being able to just pay for your messages or petrol with it there and then. I'm glad it's a thing now honestly haha.